Dini Iskandar, Herlina Herlina, Ida Ida, Sophia Isabella Wattimena, and Benny Budiawan Tjandrasa. “Factors Predicting Financial Distress Retail Industry in Indonesia”. International Journal of Economics and Management Sciences 2, no. 3 (July 7, 2025): 34–43. Accessed December 16, 2025. https://international.areai.or.id/index.php/IJEMS/article/view/867.