Ali Thamer Abdul Ameer. “The Role of Digital Transformation in Promoting Digital Entrepreneurship : An Analytical Study of the Opinions of a Sample of Employees in Private Banks in the Middle Euphrates Region”. International Journal of Economics and Management Sciences 2, no. 2 (April 9, 2025): 10–21. Accessed December 13, 2025. https://international.areai.or.id/index.php/IJEMS/article/view/633.