MUHAMMAD RAFI ZAIDAN ARIQ; IGO FEBRIANTO. Examining the Role of Islamic Financing in Enhancing Bank Efficiency and Stability: A Moderation Analysis of NPF. International Journal of Economics and Management Sciences, [S. l.], v. 3, n. 2, p. 122–132, 2026. DOI: 10.61132/ijems.v3i2.1205. Disponível em: https://international.areai.or.id/index.php/IJEMS/article/view/1205. Acesso em: 5 oct. 2026.