Family Finansial Planning Strategy Fishermen in Sibolga City Central Tapanuli
DOI:
https://doi.org/10.61132/ijema.v1i3.171Keywords:
Finansial Planning Strategy, Family Finance, Coping StrategyAbstract
The fishermen face two seasons, namely the fish harvest season and the famine season, where these two seasons greatly affect the income earned by fishermen. In the fish harvest season, fishermen earn relatively large incomes, while in the lean season, fishermen earn relatively little income so that fishermen need to have a strategy in carrying out family financial planning. The purpose of this study was to analyze the financial planning strategies of fishermen's families during the lean season and the fish harvest season. This study uses descriptive qualitative research methods with the number of research respondents of 10 fishermen in sibolga and data collection techniques through in-depth interviews. The results showed that during the fish harvest season, the family's financial planning strategy was to save and serve as business capital. Meanwhile, during the family season, the family's financial planning strategy is a coping strategy by reducing daily expenses and increasing income.
Downloads
References
Alpharesy, M. A., Anna, Z., & Yustiati, A. (2012). Analysis of income and expenditure patterns of labor fisherman households in the Kampak coastal area, West Bangka Regency. Jurnal Perikanan dan Kelautan, 3(1), 11–16.
Daniell, M. H., & McCullough, T. (2013). Family wealth management: Seven imperatives for successful investing in the new world order. Singapore: John Wiley and Sons Singapore Pte. Ltd.
Diyanti, R. A., & Suprayogi, N. (2019). Management of Muslim fisherman families in Puger Village, Jember Regency. Jurnal Ekonomi Syariah Teori dan Terapan, 6(7), 1365–1384. Retrieved from https://scholar.archive.org/work/cmivcbc3evcfpisrcabhcx67iq/access/wayback/https://e-journal.unair.ac.id/JESTT/article/download/9054/Rizki Amalia Diyanti
Husnan, S., & Enny, P. (2012). Basics of financial management. Yogyakarta: UPP AMP YKPN.
Ismayanti. (2018). Analysis of fisherman family household financial management (Case study in Terandam Market, Barus District, Central Tapanuli Regency). North Sumatra State Islamic University Medan.
Johan, I. R., Muflikhati, I., & Mukhti, D. S. (2013). Lifestyle, financial management, coping strategies, and welfare of fishermen's families. Journal of Family and Consumer Sciences, 6(1), 30–38. https://doi.org/10.24156/jikk.2013.6.1.30
Ministry of National Development Planning/Bappenas. (2014). Study of sustainable fisheries management strategy.
Pranoto, S. (2019). Difficult to save? Here are 10 tips for financial planning for young families. Retrieved November 20, 2021, from https://ilovelife.co.id/blog/peplanan-pengeluaran-besar-muda/
Rusmiyati, C., & Purnama, A. (2016). Analysis of social service needs for poor fishermen's families. Jurnal PKS, 15(3), 219–234.
Salirawati, D. (2014). Family financial management.
Winarti, L., & Permadi, R. (2015). Distribution of fishermen's household income (Case study in Sungai Bakau Village, East Seruyan Hilir District and Sungai UU Village, Seruyan Hilir District, Seruyan Regency). Ziraa'ah, 40(3), 203–211.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 International Journal of Economics, Management and Accounting
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.