The Effect of Loan to Deposit Ratio and Growth Opportunity on Return  on Asset in Banking Companies in 2019-2022

Faizah Shofiyah Larasati R; Usep Syaipudin

doi:10.61132/ijema.v1i3.156

Authors

Faizah Shofiyah Larasati R University of Lampung
Usep Syaipudin University of Lampung

DOI:

https://doi.org/10.61132/ijema.v1i3.156

Keywords:

Loan to Deposit Ratio, Growth Opportunity, Return on Asset

Abstract

This study aims to analyze the contribution of loan to deposit ratio and growth opportunity to the condition of banking financial performance. The population of this study is banking companies. The total sample of this study includes 180 samples from 45 companies for a 4-year research period. The research variables used are loan to deposit ratio, growth opportunity, return on assets, and size. The analysis technique used multinomial logistic regression analysis. The results showed that loan to deposit ratio is able to positively effect on return on assets, while growth opportunity has not been able to effect on return on assets.

Downloads

Download data is not yet available.

References

Agustin, N. D., & Suryani, A. W. (2022). Dampak Siklus Konversi Kas dan Peluang Pertumbuhan terhadap Profitabilitas. Ekonomi Dan Bisnis, 9(1), 29–44. https://doi.org/10.35590/jeb.v9i1.3936

Andhikatama, Muda, I., & Daulay, M. (2020). Factors Affecting Probability with the Interest Rate as Moderating Variables in Bank SUMUT. International Journal of Public Budgeting, Accounting and Finance (IJPBAF).

Arif, A., & Nauman Anees, A. (2012). Liquidity Risk and Performance of Banking System. Journal of Financial Regulation and Compliance, 20(2), 182–195. https://doi.org/10.1108/13581981211218342

Bintara, R. (2018). Pengaruh Profitabilitas, Growth Opportunity, dan Struktur Modal terhadap Nilai Perusahaan dengan Good Corporate Governance sebagai Pemoderasi. Profita: Komunikasi Ilmiah Akuntansi Dan Perpajakan, 11. http://publikasi.mercubuana.ac.id/index.php/profita

Brigham, E. F., & Houston, J. F. (2007). Fundamentals of Financial Management. Thomson/South-Western.

Donaldson, T., & Preston, L. E. (1995). The Stakeholder Theory of The Corporation: Concepts, Evidence, and Implications. In Academy of Management Review, 20(1).

Febriani, A., & Sari, M. (2019). Pengaruh Firm Size dan Growth Opportunity terhadap Return on Assets dan Dividend Payout Ratio. Jl. Denai No, 2(2), 20371. https://doi.org/10.30596/maneggio.v2i2.3775

Freeman, R. E. (1984). Strategic Management: A Stakeholder Approach. Pitman.

Fuada, N. (2023). Pengaruh Efektivitas Modal Kerja dan Growth Opportunity terhadap Profitabilitas, Vol. 1(1).

Ghozali, I., & Ratmono, D. (2017). Analisis Multivariat dan Ekonometrika (2nd ed.). Badan Penerbit Universitas Diponegoro.

Hakim, M. Z. H., Eksandy, A., & Fatmawati. (2023). Pengaruh Loan to Deposit Ratio (LDR), Beban Operasional Pendapatan Operasional (BOPO), Non Performing Loan (NPL) terhadap Indonesian Banking Financial Performing (Studi Kasus Perusahaan Perbankan Indonesia yang Terdaftar di BEI pada Tahun 2017-2021). Jurnal Ilmiah Manajemen Ubhara, 5.

Hermuningsih, S. (2013). Pengaruh Profitabilitas, Growth Opportunity, Struktur Modal terhadap Nilai Perusahaan pada Perusahaan Publik di Indonesia. Buletin Ekonomi Moneter Dan Perbankan.

Indriani, A., Ningsih, H. T. K., Riana, Z., & Elviani, S. (2021). Pengaruh Networking Capital, Cash Flow dan Growth Opportunity terhadap Return on Asset (ROA) di Perusahaan Tekstil dan Garmen yang Terdaftar di Bursa Efek Indonesia. In Jurnal Riset Akuntansi Multiparadigma (JRAM), 8(1).

Kasmir. (2017). Manajemen Perbankan (Edisi Revisi). PT RajaGrafindo Persada.

Kasmir. (2019). Analisis Laporan Keuangan (Edisi Revisi). PT RajaGrafindo Persada.

Kopong, Y., & Nurzanah, R. (2016). Pengaruh Growth Oppportunity dan Ukuran Perusahaan terhadap Profitabilitas dengan Nilai Perusahaan sebagai Variabel Moderating pada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia Periode 2011-2014. Jurnal Akuntansi Manajerial, 1, 116–133.

Nurani, I. C. (2020). Pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Noan Performing Loans (NPL) terhadap Return on Asset (ROA) Perbankan Umum Konvensional yang Terdaftar di BEI Periode 2010-2018.

Permadi Prasetyo, P., & Sulastiningsih. (2022). Pengaruh Efisiensi Modal Kerja, Ukuran Perusahaan, dan Growth Opportunity terhadap Profitabilitas Badan Usaha Milik Daerah (BUMD) Kota Magelang Periode 2015-2018. Riset Akuntansi Dan Bisnis Indonesia STIE Widya Wiwaha, 2(2), 521–540.

Qurotulaeni, Q., & Dailibas. (2022). Pengaruh Risiko Likuiditas dan Risiko Kecukupan Modal terhadap Profitabilitas. In Competitive Jurnal Akuntansi dan Keuangan, 6(1).

Roflin, E., Riana, F., Munarsih, E., Pariyana, & Liberty, I. A. (2023). Regresi Logistik Biner dan Multinominal (M. Nasrudin, Ed.; 1st ed.). PT Nasya Expanding Management.

Said, R., & Mande, H. (2020). Pengaruh Efektivitas Modal Kerja dan Growth Opportunity terhadap Profitabilitas pada Perusahaan Manufaktur Industri Barang Konsumsi yang Listing di Bursa Efek Indonesia. Ekonomika, 4(1). http://journal.lldikti9.id/Ekonomika

Sasongko, H., & Yusnita, N. (2023). The Influence of Productive Asset Quality, Loan to Deposit Ratio, Non Performing Loan, and Operating Expenses to Operating Income on Profit with Capital Adequacy Ratio as Moderating Variable in Indonesian Banking. Jurnal Manajemen Dan Keuangan, 12.