Nabilatun Nurul Ulya, and Fredericho Mego Sundoro. “Financial Inclusion for Sustainable Development in Industry 4.0: A Bibliometric Study”. International Journal of Economics, Commerce, and Management 1, no. 2 (November 4, 2025): 79–90. Accessed December 5, 2025. https://international.areai.or.id/index.php/IJECM/article/view/1046.