I Gusti Agung Ayu Cintya Nandari and Ida Ayu Nyoman Saskara (2025) “Analysis of the Influence of Education, Capital, and Information Technology on the Income of Informal Sector E-Commerce Users in Denpasar City”, International Journal of Economics, Commerce, and Management, 2(3), pp. 195–210. doi: 10.62951/ijecm.v2i3.751.